UK Dividend Investing Guides

Learn the truth about dividend investing that other apps don't tell you. These guides reveal hidden costs like withholding tax and FX conversion fees, show you how to optimize your ISA vs GIA strategy, explain how the £500 dividend allowance really works, and teach you how to calculate your true net yield — the number that actually matters for financial independence.

Net Income TruthUK Tax PlaybookThe Freedom PathDividend Intelligence
Your FIRE Number in Net Dividends: Why the 4% Rule Fails UK Investors
The Freedom Path15 min read

Your FIRE Number in Net Dividends: Why the 4% Rule Fails UK Investors

The 4% rule assumes gross returns. For UK investors, your real FIRE number could be 33-50% higher after tax, withholding, and FX fees. Calculate yours.

UK Dividend Allowance 2026: Why Your £500 Tax-Free Threshold Is a Trap
UK Tax Playbook13 min read

UK Dividend Allowance 2026: Why Your £500 Tax-Free Threshold Is a Trap

The UK dividend allowance fell from £5,000 to £500—a 90% cut in 7 years. See how to calculate your tax exposure and why most portfolios over £15k already breach it.

Withholding Tax & FX Fees: Why Your 4% Dividend Yield Is Really 3.4%
Net Income Truth13 min read

Withholding Tax & FX Fees: Why Your 4% Dividend Yield Is Really 3.4%

US dividend stocks in UK ISAs lose 15% to withholding tax plus broker FX fees. Learn the full deduction chain with worked examples and see how to calculate your true net yield.